Bank statement analysis for mortgage brokers and lenders
Affordability checks mean reading three to six months of statements per applicant. Rowvert converts them into one sortable sheet so you can filter salary credits, recurring commitments and large deposits instead of scrolling PDFs.
Free for 1 page a day without an account · 5 pages a day with a free account · No card needed
Sound familiar?
- Statements arrive as PDFs from a dozen different banks, each with its own layout.
- Verifying income and commitments by eye is slow and easy to get wrong.
- Underwriters want evidence that totals were checked, not eyeballed.
What you get back
| A · Date | B · Description | C · Debit | D · Credit | E · Balance | |
|---|---|---|---|---|---|
| 1 | 2026-08-02 | CARD PURCHASE 08/01 STARBUCKS #2231 NEW YORK NY | 6.85 | 4,805.55 | |
| 2 | 2026-08-03 | ACH DEBIT CON EDISON UTILITY PAYMENT | 142.19 | 4,663.36 | |
| 3 | 2026-08-04 | ZELLE PAYMENT FROM J. MARTINEZ | 350.00 | 5,013.36 | |
| 4 | 2026-08-08 | DIRECT DEPOSIT ACME CORP PAYROLL | 3,240.00 | 7,664.94 | |
| 5 | 2026-08-12 | CHECK #1042Verify — read from image | 130.00 | 7,534.94 |
Why mortgage brokers & lenders use Rowvert
Sort and filter instantly
Real Excel dates and numbers: filter by payee, sort by amount, sum credits per month.
Tamper check built in
If the running balance doesn't reconcile, the file is flagged — useful when a statement has been edited.
Any lender's format
Works with high-street banks, neobanks and building societies without templates.
Confidential by default
PDFs are never stored; extracted data is deleted after your retention window.
Questions from mortgage brokers & lenders
Does it detect edited or fraudulent statements?
It detects arithmetic that doesn't add up — a common sign of editing — and flags the rows. It is not a substitute for lender verification services, but it catches many crude alterations.
Can I process applicants' statements in bulk?
Yes, with the Business plan's API or by uploading files one after another; each conversion is stored in your dashboard.